/* =========================================================
   Microsite Base — shared styles
   ========================================================= */

:root {
  --brand:        #10B981;
  --brand-dark:   #1442ad;
  --ink:          #15212e;
  --ink-soft:     #4a5a6a;
  --line:         #e3e8ee;
  --bg:           #ffffff;
  --bg-alt:       #f6f8fa;
  --bg-dark:      #15212e;
  --max:          1160px;
  --radius:       10px;
  --font-head: -apple-system, BlinkMacSystemFont, 'Segoe UI', Helvetica, Arial, sans-serif;
  --font-body: -apple-system, BlinkMacSystemFont, 'Segoe UI', Helvetica, Arial, sans-serif;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font-body);
  color: var(--ink);
  line-height: 1.65;
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}
.wrap { max-width: var(--max); margin: 0 auto; padding: 0 20px; }
h1, h2, h3, h4 { font-family: var(--font-head); line-height: 1.2; color: var(--ink); }
h1 { font-size: clamp(2rem, 5vw, 3.1rem); }
h2 { font-size: clamp(1.6rem, 3.5vw, 2.3rem); margin-bottom: .6em; }
h3 { font-size: 1.25rem; margin-bottom: .35em; }
p  { margin-bottom: 1rem; color: var(--ink-soft); }
a  { color: var(--brand); text-decoration: none; }
a:hover { text-decoration: underline; }
img { max-width: 100%; height: auto; display: block; }

.btn {
  display: inline-block;
  background: var(--brand);
  color: #fff;
  padding: 14px 28px;
  border-radius: var(--radius);
  font-weight: 600;
  font-family: var(--font-body);
  text-decoration: none;
  transition: background .15s;
  border: none;
  cursor: pointer;
}
.btn:hover { background: var(--brand-dark); text-decoration: none; color: #fff; }
.btn--ghost { background: transparent; border: 2px solid var(--brand); color: var(--brand); }
.btn--ghost:hover { background: var(--brand); color: #fff; }
.btn--lg { padding: 16px 32px; font-size: 1.1rem; }
.sm { padding: 8px 16px; font-size: .9rem; }

.site-header {
  background: #fff;
  border-bottom: 1px solid var(--line);
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 1px 3px rgba(0,0,0,.04);
}
.site-header .nav {
  max-width: var(--max);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px 20px;
  gap: 24px;
}
.nav__logo { font-weight: 800; font-size: 1.1rem; color: var(--ink); text-decoration: none; }
.nav__logo:hover { text-decoration: none; }
.nav__toggle { display: none; background: none; border: none; font-size: 1.5rem; cursor: pointer; color: var(--ink); padding: 4px 8px; }
.nav__links { display: flex; list-style: none; gap: 20px; align-items: center; }
.nav__links a { color: var(--ink-soft); font-weight: 500; font-size: .93rem; }
.nav__links a:hover { color: var(--brand); text-decoration: none; }
.has-dropdown { position: relative; }
.has-dropdown > a::after { content: ' \25BE'; font-size: .7rem; }
.dropdown {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  min-width: 200px;
  padding: 8px 0;
  box-shadow: 0 4px 12px rgba(0,0,0,.08);
  list-style: none;
  z-index: 200;
}
.has-dropdown:hover .dropdown { display: block; }
.dropdown li { padding: 6px 16px; }
.dropdown a { font-size: .88rem; }

.hero {
  padding: 60px 0;
  background: var(--bg-dark);
  color: #fff;
  text-align: center;
}
.hero__inner { max-width: 760px; margin: 0 auto; padding: 0 20px; }
.hero__eyebrow { color: var(--brand); font-weight: 600; font-size: .9rem; text-transform: uppercase; letter-spacing: .05em; margin-bottom: 12px; }
.hero h1 { color: #fff; margin-bottom: 16px; }
.hero p { color: rgba(255,255,255,.8); font-size: 1.1rem; margin-bottom: 24px; }
.hero__cta { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }

.section { padding: 60px 0; }
.section--alt { background: var(--bg-alt); }
.section__lead { max-width: 720px; font-size: 1.05rem; margin-bottom: 20px; }
.center { text-align: center; }

.grid { display: grid; gap: 24px; }
.grid--3 { grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); }
.grid--2 { grid-template-columns: repeat(auto-fill, minmax(300px, 1fr)); }

.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
  box-shadow: 0 1px 3px rgba(0,0,0,.04);
  transition: box-shadow .2s;
}
.card:hover { box-shadow: 0 4px 12px rgba(0,0,0,.08); }
.card h3 { margin-bottom: 8px; }
.card p { font-size: .95rem; }

.linklist { list-style: none; columns: 2; column-gap: 24px; }
.linklist li { margin-bottom: 10px; break-inside: avoid; }
.linklist a { font-weight: 500; }

.faq { margin-top: 28px; }
.faq details {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  margin-bottom: 12px;
  padding: 16px 20px;
  background: #fff;
}
.faq summary { font-weight: 600; cursor: pointer; font-size: 1.05rem; }
.faq details p { margin-top: 12px; }

.cta-band {
  background: var(--bg-dark);
  padding: 60px 0;
  text-align: center;
  color: #fff;
}
.cta-band h2 { color: #fff; }
.cta-band p { color: rgba(255,255,255,.8); }

.site-footer {
  background: var(--bg-dark);
  color: rgba(255,255,255,.8);
  padding: 48px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 32px;
  margin-bottom: 32px;
}
.footer-grid h4 { color: #fff; margin-bottom: 12px; }
.footer-grid ul { list-style: none; }
.footer-grid li { margin-bottom: 8px; }
.footer-grid a { color: rgba(255,255,255,.7); font-size: .9rem; }
.footer-grid a:hover { color: #fff; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.1);
  padding: 20px 0;
  text-align: center;
  font-size: .85rem;
}
.footer-disclaimer { font-size: .8rem; color: rgba(255,255,255,.5); margin-top: 16px; }

@media(max-width: 900px) {
  .nav__toggle { display: block; }
  .nav__links { display: none; flex-direction: column; position: absolute; top: 100%; left: 0; right: 0; background: #fff; border-bottom: 1px solid var(--line); padding: 12px 20px; box-shadow: 0 4px 12px rgba(0,0,0,.08); }
  .nav__links.open { display: flex; }
  .has-dropdown .dropdown { position: static; display: none; box-shadow: none; border: none; padding-left: 16px; }
  .has-dropdown:hover .dropdown { display: block; }
  .linklist { columns: 1; }
}
@media(max-width: 560px) {
  .hero__cta { flex-direction: column; align-items: center; }
}